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Wondering whether travel insurance is worth it? While we can give you a hundred reasons why it is a must for smart travellers here are the top 12 reasons why you should definitely get travel insurance while planning any trip. 1. Having Travel Insurance Saves You From Unforeseen Medical Expenses No matter how good you are at planning, there are a hundred things that could go wrong during the trip and even a simple thing can become a nightmare when travelling abroad. Figuring out how to pay upfront for sudden and often massive bills during a medical emergency can ruin your entire entire holiday experience turning it into a nightmare. A suitable travel insurance covers the costs of medical exigencies leaving you to focus on important issues and some even offer assistance service to figure out the best options for you. This is especially important as many time local medical insurance providers do not provide cover for international travel. 2. Travel Insurance Helps If You Bags Get Lost, Damaged, or Delayed Whether you are attending a work related conference or off on a vacation, if the airline or travel operator misplaces or causes your bagge to be delayed, it puts a damper on the whole event. However with coverage for delayed, damaged or misplaced bags, you can sit back and continue as planned as the insurance provider will help you recover your bags and often reimburse you for the essential clothes and personal items you need to continue your trip unhampered. You can even get reimbursed for the suitcase itself so you can take your new stuff home. 3. Trip Cancellation Can Be Covered Travel Insurance ‘The best laid plans of mice and men often go awry’. So what happens to all those non refundable booking and tickets, if for whatever reason you have to cancel your trip? Without trip cancellation coverage, you’ll end up paying for all the pre-booked expenses and the costs of the entire trip may have to be written off as a total loss. However with coverage for trip cancellation you should be able to recover your out-of-pocket expenses for the trip and related cancellation charges if the reason for your cancellation is covered under the agreement. So, you won’t have to stress over losing your trip and being charged for cancellations on top of whatever issue you could be dealing with like for example if someone gets sick and can’t travel, or the death of a loved one or if you are required to come in for work, or other disaster strikes. 4. Travel Insurance Covers Theft Travel insurance generally covers theft by reimbursing you for the direct loss of items in your possession during the trip. That means that if the theft occurs in the airport, including checked luggage, in the hotel, and while the traveller is in transit, for example in a taxi, on a bus, etc then the insurance covers the cost of stolen goods. However it should be noted that travel insurance plans also set limits on their coverage for stolen goods and have a defined limit for different categories of items covered, and it is always best to not travel with anything that is irreplaceable or valuable and to keep those valuable items that you must carry on your person at all times to keep them from being stolen. 5. Travel Insurance Protect Victims of Passport and visa theft The dreaded thought of losing your passport or visa in a forign country can sound like a nightmare but travel insurance with coverage for lost passports ensures you have help expediting the process of replacing and paying for a new passport and other travel documents. If your passport is stolen after you departed from your home country, travel insurance will usually reimburse a traveller for the cost of replacing the passport and other travel documents and assist in finding the local embassy where all this can be accomplished. Some travel insurance plans even offer trip cancellation coverage if your passport or visa are stolen prior to your trip and you can’t get them replaced in time. 6. Travel Insurance Offers Peace of Mind for Personal Liability On the off chance that you’re involved in any incident where you are found legally responsible for someone else’s personal injury or damage to their property, travel insurance can cover you. Personal liability coverage in your travel insurance also ensures that you can opt for a rental car stress free as if you are involved in an accident in a rental, you’ll end up having to pay in excess even if the fault wasn’t yours. 7. Travel Insurance Protects Against Trip Interruptions And Missed Or Cancelled Flights
Solo travelling is an exciting experience that gives you the luxury to do what you really want to do, without depending on others. It's thrilling, scary, and challenging at the same time. You learn many things about the place as well as learning things about yourself. But no matter how adventurous or entertaining solo travel may sound, the truth is that many of us still find it as a daunting task. Many questions come to you including about safety, practicalities, how interesting it will be and more. Use these practical tips and ideas to get started:
Travelling to Europe or other destinations from Oman is complicated enough without trying to figure out last minute details like car rentals after you land at your destination.
Many people think nonstop and direct flights are interchangeable terms, but there are differences between the two. This confusion is common, as "direct" is one of the most misused terms in modern travel. Knowing its true definition, and those of related terms like "non-stop" and "connecting," will be an important step to ensure avoiding booking flights that may be twice as long, and about twice as involved.
Whether you are a business traveller or a lone explorer, getting travel insurance is a must if you want peace of mind while travelling alone. Even if you’ve got your passport, your visa and all the cool accompaniments for your trip, your travel planning is not complete without insurance. Travel insurance, specially on solo trips, is an important item and should be on top of your checklist.
Thu, 12 Jul 2018
Sun, 23 Dec 2018